Whether you ride trails in the Hill Country or use your ATV on ranch land outside San Antonio, your vehicle needs proper coverage. Standard auto insurance does not cover ATVs, UTVs, or side-by-sides — and riding without insurance puts you at financial risk.
P & P Texas Insurance Group offers ATV insurance through Allstate that covers collision, comprehensive, liability, and medical payments. Anthony Aguilar helps San Antonio riders find the right coverage based on how and where they ride.
If your ATV is financed, your lender likely requires comprehensive and collision coverage. Even if you own it outright, liability coverage protects you if someone is injured while riding or if you cause property damage.
Why Choose P & P Texas Insurance Group Inc for ATV Insurance?
✓Collision and comprehensive coverage for ATVs and UTVs
✓Liability protection for injuries or property damage
✓Coverage for accessories and custom modifications
✓Medical payments coverage for rider injuries
Common Questions About ATV Insurance
Is ATV insurance required in Texas?+
Texas does not require insurance for ATVs used exclusively off-road, but if you ride on any public roads or your ATV is financed, coverage is required. Regardless, liability coverage is strongly recommended to protect you financially.
What does ATV insurance cover?+
ATV insurance can include collision, comprehensive, liability, medical payments, and accessory coverage. We tailor the policy to how you use your ATV — trail riding, ranch work, or recreation.
How much does ATV insurance cost?+
ATV insurance is typically affordable, often $100-300 per year depending on the vehicle and coverage level. Contact us for a free quote.