Canyon Lake, Medina Lake, Braunig Lake — San Antonio area boaters have no shortage of places to enjoy the water. But every time you launch, you are taking on risk that your auto or homeowners insurance does not cover.
Boat insurance from P & P Texas Insurance Group protects your vessel, your passengers, and your liability on the water. Whether you own a bass boat, a pontoon, a ski boat, or a personal watercraft, Anthony Aguilar builds coverage that matches how you actually use your boat.
Texas does not require boat insurance by law, but if your boat is financed, your lender will require it. Even if you own it free and clear, one accident on the water without liability coverage can be financially devastating.
Why Choose P & P Texas Insurance Group Inc for Boat Insurance?
✓Hull coverage for damage to your boat
✓Liability protection on the water
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Coverage for trailers, motors, and onboard equipment
✓Medical payments for passengers injured aboard
Common Questions About Boat Insurance
Is boat insurance required in Texas?+
Texas does not legally require boat insurance, but if your boat is financed, your lender will require comprehensive and collision coverage. We strongly recommend liability coverage at minimum to protect against injury or property damage claims.
What does boat insurance cover?+
Boat insurance covers physical damage to your vessel, liability for injuries or damage to others, medical payments for passengers, and can include coverage for your trailer, motor, and onboard electronics.
Does my homeowners insurance cover my boat?+
Your homeowners policy may provide very limited coverage for small boats, but it is usually insufficient. A dedicated boat insurance policy provides comprehensive protection for your vessel and liability on the water.