Your auto and home insurance policies have liability limits. If a claim exceeds those limits, you are personally responsible for the difference — and that can mean your savings, your home, and your future income are at risk.
Umbrella insurance from P & P Texas Insurance Group provides an extra layer of liability protection that kicks in when your other policies max out. For San Antonio families with assets to protect, this is one of the most cost-effective forms of insurance available — typically $200-400 per year for $1 million in additional coverage.
Anthony Aguilar recommends umbrella coverage for families who own a home, have teenage drivers, host guests frequently, own a pool, or have any situation where a large liability claim could exceed their existing policy limits.
Why Choose P & P Texas Insurance Group Inc for Umbrella Coverage?
✓$1 million or more in additional liability protection
✓Covers auto, home, and personal liability beyond existing limits
✓Typically $200-400/year — one of the best values in insurance
✓Protects your savings, home equity, and future income from lawsuits
Common Questions About Umbrella Coverage
What is umbrella insurance?+
Umbrella insurance is an extra layer of liability coverage that goes beyond the limits of your auto, home, or other policies. If a claim exceeds your existing liability limits, umbrella coverage kicks in to protect your assets.
Who needs umbrella insurance?+
Anyone with assets to protect should consider umbrella insurance. It is especially important if you own a home, have teenage drivers, own a pool, or have any situation where you could face a large liability claim.
How much does umbrella insurance cost?+
Umbrella insurance is surprisingly affordable. Most families pay $200-400 per year for $1 million in additional coverage. It is one of the best values in insurance.